Workers Compensation Terms and Definitions

Panel Qualified Medical Evaluator A list of three independent qualified medical evaluators issued by the state Industrial Medical Council. You select any one of the three doctors for your evaluation. This is for workers not represented by an attorney. Consultative Rating A rating of permanent disability provided by the DWC Disability Evaluation Unit when a claim is litigated or if the injured worker has an attorney. See Permanent Disability Rating. Commutation An order by a Workers' Compensation Administrative Law Judge for a lump sum payment of part or all of your permanent disability award. Payment can be made to either the injured worker or the injured worker's attorney. Claims Administrator This is the term for insurance companies and others who handle your workers' compensation claim. Cumulative Trauma (CT) An injury or illness that occurs over a period of time. For example, Carpal Tunnel Syndrome. Stipulation with Request for Award (Stip): A settlement where the parties agree on the terms of an award. It may include any future medical treatment. Payment takes place over time. Subpoena A document that requires a witness to appear at a hearing. There must be an Application for Adjudication on file for a subpoena to be valid. Temporary Patial Disability (TPD) A wage replacement benefit that may be paid when you return to work but at less than full earnings. Sometimes referred to as Wage Loss. Workers' Compensation Appeals Board (WCAB) The judicial unit that formally resolves workers' compensation disputes. Uninsured Employers Fund (UEF) If your employer is illegally uninsured, this fund may provide benefits to you.

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	Did You Know?
	OSHA has developed final "Guidelines for Preventing Workplace Violence OSHA has developed final "Guidelines for Preventing Workplace Violence for Health Care and Social Service Workers" and draft guidelines for night retail establishments. The intent of the guidelines is to educate employers on finding ways to provide a more secure work environment. Consequently, OSHA hopes that employers will voluntarily implement workplace violence protection programs. Workplace violence has emerged as an important safety issue in today's workplaces. According to the Bureau of Labor Statistics (BLS) fatality data, assaults and violent acts caused 20 percent of the fatal occupational injuries in the United States in 1994.